Recently I’ve been talking a lot about wellness, especially personal wellness. However, something that I haven’t mentioned recently–even though I’ve been thinking about it a lot–is money and financial wellness.
Without financial wellness, and especially financial stability, it is impossible to achieve overall balance and wellness in our lives. I have always been a person who thinks carefully about money–and as a mother to two little ones, I especially do so now. Sure, I’ve made a few rash spending decisions in my lifetime; but overall, I am responsible and thoughtful when it comes to money.
If you are interested in some ideas for saving, check out one of my oldest and most popular posts–How I Saved $10,000 in Six Months. Whenever I start to stress about money or “get off track” I return to that post and I’m reminded of some great ways to save.
I also want to introduce CreditCards.com which offers a financial tool that empowers people to use credit cards the right way. I am a strong believer in using credit cards–the right way. Credit cards should not be abused. They are not “free cash.” Getting into the habit of using cards to spend money that you don’t have is dangerous, and a quick road to financial disaster. However, using cards intelligently and finding cards that make your life easier–and even offer benefits and rewards–is a fantastic idea.
For me, as a busy mom, I need a credit card that I can trust and rely on. I almost always forget to carry cash and depending on the time of month, there are certainly days when my checking account will not cover necessary purchases. At those times, it’s critical that I have a credit card that I can depend on.
My favorite card, and the one that I’ve been using the longest, is my Discover card. The Discover customer service team is top notch. Additionally, I love the benefits and rewards programs that my card offers–like cash back bonuses, 0% balance transfers (so clutch when you’re paying down debt!), discounted event tickets, and more.
If you’re in the market for a new card for yourself, I definitely recommend checking out the CreditCards.com CardMatch tool. CardMatch securely matches you with offers in less than 60 seconds without impacting your credit score in any way.
The tool is quick, easy to use, and secure.
Whether you’re a busy parent, a recent college grad, or a senior ready to retire–it doesn’t matter–financial stability is a necessity in order to be your best self. Making smart choices when it comes to spending, saving, and credit cards is always a good idea.
I was selected for this opportunity as a member of CLEVER and the content and opinions expressed here are all my own.