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The Necessity of Winter

There is nothing easy about an absence of light or an absence of warmth. In fact, many people suffer from a recognized mood disorder called winter depression or winter blues. “People who have normal mental health throughout most of the year experience depressive symptoms in the winter … repeatedly, year after year. The US National Library of Medicine notes that ‘some people experience a serious mood change when the seasons change. They may sleep too much, have little energy, and crave sweets and starchy foods. They may also feel depressed … symptoms can be severe.'” (Wikipedia)

It’s mid-February and those of us in the northern hemisphere have been making (suffering) our way through winter for some time now. Most of us are ready for spring, to say the very least. However, while it might be difficult, maybe we should take a closer look at winter. I firmly believe that all things are necessary and accordingly, winter too, must be necessary. So why? Why the cold, why the dark, why the sadness & the emptiness?

Something I learned recently (being the novice gardener that I am) is that many spring-flowering bulbs—tulip, hyacinth, daffodil, crocus and iris—are planted in Autumn. These flowers, the first signs of spring, are actually in the ground through the entire harshness of Winter. Not only are these flowers able to survive winter, but they need it. If it were as simple as putting the bulbs in the ground come the warmth of May, we would do that but we can’t.

As I’ve been hinting, I am using the metaphor of plants for two reasons. The first is that plants have an amazing ability to survive winter. The second is that, in some cases, plants actually need winter.

Survival Mode

Plants go into survival mode during winter primarily because of water. Water expands when it freezes and if a plant cell freezes, like a frozen water pipe, it will burst. In order to prevent such damage from occurring, plants become dormant. They cease all reactions that require water. They do not grow and they produce a substance like antifreeze to prevent any serious damage. These processes begin to occur as the days grow shorter. By the first winter frost, plants are generally in full-on survival mode. In extremely cold climates, plants can take further steps to protect themselves, including moving water out of cells and leaving behind only the substances that can tolerate cold. The expelled water sits frozen between cells without breaking the cells open. In extreme states of dormancy, plants can count the number of hours that they spend below freezing. Plants in this phase will not wake up until enough cold time has passed and if a few warm hours pass (a false winter-thaw, for example) they do not respond. How amazing is that?

The Necessity

Planting perennials in autumn gives them time to establish healthy root systems. New perennials planted in spring must survive summer heat and stress with very young root systems while still producing enough nutrients to support months of growth and flowering. By planting shrubs and trees in the fall, roots have a chance to grow all autumn, and most of the winter as well, without having to supply nourishment for the busy growing season as well.

Roots of autumn-planted plants will continue growing as long as the ground temperature is above 50 degrees Fahrenheit which can give them several months of head start growth time. Plants put in the ground in the autumn need less water to establish. All plants need plenty of water while they are in the “establishment” stage and growing strong root systems through the surrounding soil, however by planting in autumn gardeners will conserve water without the heat of summer stressing the plants. Plants themselves use less water since photosynthesis is slowed by shorter days. Evaporation rates slow down during Autumn so water in the soil lasts longer as well.

So how can we apply this magic in our own lives?

Embracing Winter—Your Renaissance

Now that we’ve seen how other living things survive and benefit from winter, let’s put aside the plant metaphor and look at ourselves. I think that we all go into survival mode during winter. Aside from colorful scarves, warm mittens and hot chocolate we must learn what we need to get through the long stretches of darkness. Depending on where you are in the world, you’ve got potentially another two or three months of winter to go. Find out what protects you, what saves you. Maybe it is cuddling with your cat in front of the fireplace. Maybe it is breaking out your sketch book & pencils to draw snowflakes or sunsets over frozen lakes. Maybe it is planning a weekend get away to the nearest ski slope and putting on your best snow bunny attire.

Beyond simply surviving, allow yourself to discover why winter is necessary to you. Because it is! Whether you live in the remotest mountains of Maine or the warmest region of SoCal, winter is winter. Winter serves a purpose. Immerse yourself in it. Focus on your personal hibernation. Allow your mind & your body to shut down for a little while if that is what they are aching to do. Remember that spring is never too far off. Prepare yourself for your own personal, amazing renaissance.

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  • · · · ·

    My Journey to Financial Freedom | Part 2: The Climb

    Emergency Fund

    Three years ago, I was nearly $60,000 in debt. I had a Bachelor’s degree that didn’t appear to be worth its weight in salt and a job that couldn’t cover a fraction of my monthly bills. I was terrified.

    Today, I am closer to complete financial freedom than I ever dreamed possible. Last week, I paid off my last remaining credit card balance. This two-part post is a celebration of this incredible milestone in my journey.

    In part one, I explained how I got to that terrible place. In part two, I will explain how I’m getting out of it (and how you can do it, too).

    ————————————————————————

    1. Change the way you think about spending money. For most of my life, I believed that money was made to be spent. I believed that I *deserved* to spend every dollar that I earned on some material thing that would “make me happy.” I coveted material possessions—clothes, jewelry, electronics, cars. What I realize now is that money is not meant to be spent. You only need to earn enough money to survive. You should have enough money to buy only what you need. There is no need for excess.

    “You’re not your job. You’re not how much money you have in the bank. You’re not the car you drive. You’re not the contents of your wallet. You’re not your fuc*ing khakis.” (Fight Club)

    This shift in mindset is hard to adjust to at first. You may not like the reactions that you receive from people. Believe me, I’ve been called cheap a few times, but I pay no mind to it. I would choose cheap over poor any day.

    2. Keep a budget. I highly recommend using Mint.com. I started using it in September and it has been one of the most transformational and useful tools throughout my journey to financial freedom. It allows you to sync up all of your accounts (loans, checking, savings, etc.) in one place. Then it keeps track of every transaction that you make and sorts/organizes all of the data for you. It allows you to track your spending over time and by category. It gives you incredible perspective and insight about where your money goes each month/year. It has been a truly eye-opening experience for me.

    If you’re unwilling to try Mint, you can keep a budget on a spread sheet or even by hand. However, the important thing is to be completely conscious about where every dollar you spend is going.

    3. Use a debit card. To reap the full Mint.com experience you should use a debit card for every purchase you make. Using the debit card will automatically flag each transaction you make into the appropriate category. So if you go to Shoprite, it will get marked as groceries. If you go to Home Depot it will get marked as home. If you stop at the gas station it will get marked as automobile, and so on.

    I use my debit card (linked to my checking account) for almost every single transaction that I make. I also have all of my monthly bills (like my auto insurance, utilities, and gym membership) automatically debited from the same checking account each month. It makes keeping track of my spending that much easier. Plus, I do not like dealing with cash. The debit card is quick, easy, and is accepted almost everywhere now.

    Whether or not you use Mint.com it is a good idea to use a debit card simply because you can review all of your purchases and purchase amounts on your monthly statement. Trying to keep track of receipts is a hassle that I don’t have time for.

    4. Pay off credit cards and cut them up. Paying off my credit cards was my first priority. For awhile I tried “credit card surfing.” Let me just tell you from experience, it’s overrated and it really doesn’t work. The idea is that you surf from credit card to credit card by transferring balances. A lot of companies will give you 0% APR for 6 months if you transfer your balances over to them. After the 6 months, you “surf” to a new card with another promotional rate.

    The problem with this tactic is that it gets messy quickly, it becomes difficult to keep up with, and if you lose track you will end up getting burned by high APRs, finance fees, cancellation fees, etc. Also, it probably doesn’t look great on your credit report if you’re opening up a new card every 6 months or so.

    It is much safer and wiser to just stop using credit cards! My theory is simple and has taken me very far: If you can not afford to buy it, then you can not afford it. Period. It is simple logic.

    5. Eat in. This is one of the easiest changes to make, but it also comes with an enormous, positive impact. When I started closely tracking my spending habits, I was shocked to see how much I was spending on eating out. A meal at a decent restaurant goes for about $25 per person. If you eat out twice a week, that is $3,120 a year. If you grab lunch out during the work week, it’s about $8 a day. That’s $2,080 a year. Put those together and you could be spending $5,200 a year or more on dining out! That is outrageous and completely unnecessary.

    Since I started eating in and packing lunches, I’ve taken my monthly food spending from $500 down to $200 or less! Over time, that means enormous savings. Check out 5dollardinners.com for some awesome, inexpensive recipes. I love it! Also, investing in a crock pot was one of the wisest decisions I ever made—chili, sausage & peppers, and goulash will be your new (delicious, cheap) best friends. (Here are some more tips for eating healthy & mindfully.)

    6. Direct deposit money into savings every month. This is my final—and perhaps most important—tip. When I began my journey to financial freedom, I opened a savings account with ING Direct. It is an easy-to-use online savings account and it gives you interest on the money that you save. It also allows you to set up easy direct deposits.

    I started out small, depositing $50 a month into my savings. As I learned to keep my budget tighter and tighter, I increased the amount that I put into my savings each month. Currently, I am putting away $500+ per month and hope to get closer to $1,000 per month in the very near future.

    When you direct deposit the funds, it comes out automatically. It is painless because you don’t have to do a thing. Because it’s automatic, after awhile you don’t even notice that it’s missing. (I remember reading that on another blog several months ago and thinking, “Are you out of your mind?! I’m not going to miss it? Yea right!”) But I can honestly say that after a few months, you adjust to the missing money. You truly do not miss it once it becomes normal for that amount to be deposited into savings automatically each month.

    It has been one of the best decisions that I’ve made and because I’ve worked so hard to get to this place—I don’t touch that money! I am keeping it there for a rainy day or to pay off my student loans someday in one fell swoop.

    ————————————————————————

    As I stated at the start of this post, three years ago I was almost $60,000 in debt; I was twenty-three years old; and I was scared to death. Today, I have my finances under control! I am on the road to financial freedom and you can get here, too. Truly, it is not as hard as it seems. With common sense and a bit of dedication, it will happen. Paying off my last credit card balance was like taking chains off of my wrists for the first time in seven years. The feeling was completely priceless. If I can do it, anybody can.

    So, what are your financial goals? Have you ever been in financial prison? How did you free yourself? If you’re still there, what are you going to do to break free?

5 Comments

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  2. I can definitely vouch for the fact that some folks suffer from the winter blues, the lovely Miss TK went thru that for years until we moved to Savannah and the California. Now that we are in Charleston, SC and enjoying the Lowcountry, she is so much better in the winter.

    Although I agree that winter is necessary for plant life, I an sure glad that I don’t have to spend winters in Ohio any more. It has been really hard for our friends and family still there and I know that they have at least another month of potentially rough winter weather.

    Even though it has been very cold here, much cooler than normal, our winter is so much shorter and milder and all we really have to worry about is starting up the lawn mower every so often to keep it running well. The other side of the coin will be that once summer hits, the lawn will have to be mowed weekly or it turns into the Amazon forest.

    Spring is just around the corner here and that will be my renaissance, being outdoors, boating, traveling around being a tourist in my own tow…those are the things to look forward to with Spring.

    1. @ Lou – Hey there! Thanks so much for stopping by & for the comment. I couldn’t agree more. I would LOVE to relocate to a warmer climate. It’s actually something I’ve been thinking about for a few years now. I do enjoy having all four extreme seasons (I’m in New Jersey) but the winters take a toll. We had a couple of warm days earlier this week and it was SUCH a tease. It’s back down to the low 20’s again and the wind has been howling pretty much non-stop going on 72 hours.

      That said, I am doing my best to enjoy it. Last night I was lying in bed with feet like icicles and I reminded myself how much I longed for these days back in August when it was so humid at night that I couldn’t sleep & woke covered in sweat every couple of hours. I’m trying to enjoy the cold while the colds here & the hot when the hots here. 😉 Not always easy, but I’m trying. 🙂

      Yes, spring is just around the corner and it will be lovely. Being outdoors, boating, traveling — it’s such a wonderful season.

      Thanks again for your comment. Do you have a blog, too? I’d love to visit!

  3. Hi again, this whole weather craziness is just nuts this year, the Midwest and the Northeast have just been hammered and we have even had snow twice in the Lowcountry, which we usually get about once every 10 years.

    No, I don’t have a blog and generally just comment on Andra’s and one or two others that post occasionally. I do comment on Facebook with various friends and post only when I have something to say or some nice pics from a trip that I know some friends would like to see.

    The more I see the various folks blogging on so many different issues, the more interested I am in sharing thoughts and making new online friends. I work in an office and most of the time blogs are blocked, especially Andra’s now that she changed the title to the Cootchie Mama….the web blocker definitely thinks that’s a no-no.

    I try to check in on some posts during the day on my Blackberry, but, that is kinda hard and difficult to see. I’m heading off to Verizon tomorrow to check out the Droid and the iPhone and will probably switch. Andra was showing me hers Weds night and it was just too cool and the screen is so big compared to my little BB.

    really enjoyed your post and will visit regularly now.

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