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Honey Bees + Financial Dreams

Thank you Lexington Law Firm for sponsoring this post. A high service partner and consumer advocate that will help you fight for the credit you deserve!

honey bees + financial dreams

honey bees + financial dreams
honey bees + financial dreams

honey bees + financial dreams

Hello, friends! I hope that you are safe and well. Spring has truly sprung here in our little corner of the world. Our garden is beginning to take shape, the earth is awash in color, and the beautiful scent of spring is fresh in the air. It is such a beautiful thing to witness after the long, dark winter that we had. Spring warmth brings it with it so much promise. I am filled with hope at the moment and it’s got me thinking happy thoughts about our family’s long-term goals and dreams. I want to share a little bit more about all of that with you today.

So let’s start at the beginning, with the bees. From the time that I was a girl, I’ve been fascinated with honeybees. Every year my family would travel to the local county fair and I would spend hours in the bee exhibit watching the bees move through the observation hive. In spring, I would wait eagerly for the flowers to bloom so that I could watch the honey bees buzz from blossom to blossom collecting pollen. I have spent a lifetime loving the magic that bees make–from their perfect wax combs, to their sweet golden honey.

About ten years ago, my lifetime love for honeybees manifested into a dream that one day I would have my own honeybee hives. As it happened, my partner Jimmy had that same dream around the same time. But for both of us, life ended up taking unexpected turns that put our honeybee dreams on hold. In the decade that followed we both went through a lot, from marriage, to children, to struggle, to divorce, and finally the difficult process of beginning our lives all over again.

As anyone who has been through it knows, these kinds of life circumstances negatively impact so many areas of your life. Today I will talk about how it can affect your financial life and credit, and more importantly, what you can do to fix it and move forward. Going through a major life change, like a divorce, can lead to so much confusion in terms of your credit. Inaccurate items can pile up on a credit report quickly through the process of separation. Every year millions of Americans are denied loans for homes, cars, and other dreams due to errors on their credit reports. It can take up to four months to correct these errors, which is a lot of time when a person is working to rebuild their life.

There are many ways to move through the process of correcting errors on your credit report, but it can be complex and confusing. This is why our family has chosen Lexington Law Firm to help us navigate the process. Lexington Law understands the complex consumer protection laws that give us the legal right to dispute inaccurate items on our credit reports. They work with the credit bureaus and individual creditors to help people like us understand our rights and use the law to fix credit errors.

honey bees + financial dreams

honey bees + financial dreams
honey bees + financial dreams

We have just recently begun the process of credit repair and correction, but so far it has been going well. We are so excited to move through this process and get our finances exactly where we want them to be so that we can continue to rebuild our lives and make our dreams into our reality. Over the winter, we collected all of the items that we would need to begin our long-time dream of becoming beekeepers. Then, in April, our first two colonies of honeybees arrived. It was so exciting and our hearts were filled with so much joyous gratitude as we watched our mutual long-time beekeeping dream come true. It truly felt like an answered prayer.

Our first couple of months with the bees have been so much fun. They truly are the most incredible little creatures! We have done a lot to practice suburban homesteading here at our home, but one day we would love to expand our efforts further by owning more land. This is why it is so important for us to get our finances in good order. If you find yourself in a similar situation, I know that it can feel daunting to take on the task. But if you find the right team to help you, it is a manageable process–especially if you choose a trusted service provider. We feel assured knowing that Lexington Law is the oldest and most respected name in credit repair, and has the legal experience and technology to both advocate and drive results for its clients. We can rest easy knowing that we are working with professionals that have a deep knowledge of consumer protection laws and know how to leverage them for our benefit.

honey bees + financial dreams
honey bees + financial dreams

One of our primary goals through this process will be to push both of our credit scores into excellent levels. We want to grow our homesteading projects and that will take more land to make this dream come true. We would love to expand our bee hives and gardens, get lots more chickens, and one day even get goats and pigs. Some of these dreams are possible here at our home in the suburbs, but others will require more space.

We don’t want anything to hold us back from pursuing these dreams, especially not something like credit that can be fixed with the right tools. We will be working with Lexington to get everything in order and I will be sharing our journey with you right here. Follow along with our credit journey over the next few months, and stay tuned for an opportunity to start your own credit journey!

honey bees + financial dreams

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    The Courage to Confront Your Dream

    What is a personal calling? It is God’s blessing, it is the path that God chose for you here on Earth. Whenever we do something that fills us with enthusiasm, we are following our legend. However, we don’t all have the courage to confront our own dream. —The Alchemist

    Are You Aware of What You’re Doing?

    I’ve been thinking a lot about dreams lately (as if you hadn’t noticed). One of my most urgent ambitions/dreams is to live an entirely purposeful life. I see people around me everyday, sleepwalking through life, on autopilot. Alarm clock, shower, breakfast, commute, zombie work, commute, dinner, television, sleep. Repeat. Day in and day out. It breaks my heart. What hurts more are the moments (sometimes hours) when I catch myself falling into that terrible haze. Of course I snap myself out of it as soon as I realize it’s happening. The way that I snap out of it is simple enough: I ground myself. I literally take notice of my feet on the Earth, carpet, tile (wherever I am). I recognize my breathing. I acknowledge that I am a human being walking the Earth, beneath the sky, on a great big planet, floating in the Universe. It’s really important to do that, to ground yourself in reality at least once a day, probably more. If you don’t do it you will get caught up in the trivial — the fight with your spouse; the disappointment over your kid’s report card; the scratch on your new car; the ever-growing pile of papers on your desk; your unappreciative boss — you get the picture.

    Proactive vs. Reactive Living

    When you ground yourself, you pull yourself from the depths of the trivial, unimportant, little details that tend to take control. When you ground yourself, you become aware. The only problem with grounding yourself this way is that it is reactive rather than proactive. There is actually a much better way to avoid autopilot and that is proactivity. I am going to start talking a lot on this blog about reactive vs. proactive thoughts and actions. So let me take a moment to define what I mean by each of these terms.

    Reactive—Something happens and triggers you to take action.

    Example 1: You get on the scale one morning to realize that you’ve gained ten pounds. Your reaction is to begin a diet and start breaking your back in the gym until you lose the ten pounds.

    Example 2: Your marriage has been falling apart for the last two years. You fight with your spouse daily or more. You are both unhappy. You put everything before each other — work, friends, hobbies, etc. The marriage is your last priority. As a last resort you decide to attend marriage counseling.

    Proactive—You consciously prepare and act in ways that will produce certain desired outcomes in your life.

    Example 1: You are aware that you want to be physically healthy. You continually live a lifestyle that promotes health. You always take the stairs instead of the elevator. You run a mile each morning before work. You feed your body foods that it craves & needs and avoid “junk” whenever possible.

    Example 2: Your marriage is one of your top priorities. You make “alone” time and set dates with your spouse at least once a week. You plan vacations together to explore places you’ve never seen. You participate in each others favourite hobbies. You fight, as all healthy couples do, but you practice open communication and work through arguments before they become significant problems.

    If you analyze all of the actions and thoughts in your life, you will find that each one is either reactive or proactive. The goal is to make all of your thoughts and actions proactive. The problem with practicing reactive thinking or action, is that it is usually too late. And even when you do succeed, it is usually a short-lived success because reactive thoughts and actions do not treat the causes of problems; they only treat the symptoms.

    Let’s take the reactive approach to the extra ten pounds for example. You notice the excess weight, you starve yourself, you go to the gym religiously — within a few months, the pounds are gone. You feel great for a little while, but soon you go back to your old habits. A few months later and the pounds are creeping back on. On the other hand, if you had made a decision to begin taking a permanent proactive approach to maintaining your health, you would have achieved long-lasting, sustainable progress and results. These same principles would apply to the example of the troubled marriage and any other example that you could think of.

    Proactivity is a crucial element to a happy, fulfilling, successful life.

    Follow Your Legend, Confront Your Dream

    Now, I am going to tie this whole thing together and tell you how you can live a life of constant proactivity and sheer joy. Ready? Have another look at the opening lines to this post. What is a personal calling? It is God’s blessing, it is the path that God chose for you here on Earth. Whenever we do something that fills us with enthusiasm, we are following our legend. However, we don’t all have the courage to confront our own dream. (If you are not religious, replace the word God with the word Universe. What is a personal calling? It is the Universe’s blessing, it is the path that the Universe chose for you here on Earth. Whenever we do something that fills us with enthusiasm, we are following our legend. However, we don’t all have the courage to confront our own dream. To me, the words God & Universe mean the same, beautiful, powerful thing.)

    That’s it, my friends, if you want to live proactively, if you want to live the life of your dreams, all you have to do is confront your dreams and follow your legend.

    Ask yourself these questions: What fills me with enthusiasm? What is the one thing that I could wake up and do happily every single day for the rest of my life without even being paid? When you have the answer, then you have your personal calling. It is the path that is meant for you. When you do this thing, you will follow your legend and you will confront your dreams.

    Next month, it will be one year since I discovered my own personal calling. I will never forget the moment. It hit me like lightning — to help people by sharing my journey & the lessons I’ve learned along the way — so simple, but so amazing. That is what compelled me to start this blog eight months ago. That is what has kept me going ever since. And I know what you are thinking now: Dena, I can’t do it. You are making it sound so simple, but it’s not. I can’t afford to quit my job. I have a mortgage to pay. My mother is sick. I am not talented enough. I’m too old. It’s not practical. And the list of excuses will go on and on and on. Well, I am sorry, but none of your excuses are good enough! No matter how stuck you think you are — no matter how dire your circumstance might seem — there is a way out!

    Take it from me. I was depressed and anxious for the first half of my life. I spent much of that time wanting my life to end. I was seventy pounds overweight. I was $40,000 in debt. How much further down could I have gone? I could have used a lot of excuses to keep myself in that state; but I didn’t. I made a decision to change my life. I lost seventy pounds. I overcame anxiety and depression. I’ve cut my debt in half and continue to pay it down every day! I figured out my personal calling and I am doing it. I am following my legend, confronting my dreams. I am making it happen — and you can do it, too.

    Before you get started with your excuses again, I’d like you to imagine something. Imagine being born a young girl in Alabama in 1880. Imagine then growing up to understand French, German, Greek, and Latin. Imagine then going to Harvard, at a time when few women from your town did anything other than get married and raise kids. Imagine then writing a book that was translated into twenty-five languages and inspired two Oscar-winning movies. Imagine then meeting every President in your lifetime and being awarded the highest civilian honor—the Presidential Medal of Freedom. That would be some accomplishment, wouldn’t it? Now imagine doing all of that whilst being blind, deaf, and barely able to talk for your entire life.

    It’s not impossible, friends. In fact, it’s very possible and there is a woman who did all of that, her name was Helen Keller. She accomplished all of those things, and more, because she believed in herself and she had a good teacher. (Taken from How to Be Rich & Happy.)

    “Tomorrow is the most important thing in life. Comes into us at midnight very clean. It’s perfect when it arrives and it puts itself in our hands. It hopes we’ve learned something from yesterday.” —John Wayne

    Every single day is a new opportunity for us to begin living the lives of our dreams. Today is called “the present” because it is a gift. Take it and do something with it!

    I would love to hear your thoughts about this post. What is your personal calling? What obstacles are standing in your way? How are you going to overcome them? What can I do to help you get there? Let me know in the comments.

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