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heart spill // december

He saved me.

A few months ago, I returned to therapy after nearly ten years away. I’m seeing the therapist who changed my life all of those years ago. I’d been trying to handle “it all” on my own for a very long time. Then one day I broke down and said, enough. A weight was lifted from me then.

That’s the beauty of surrender, isn’t it?

You say– I can’t do this on my own. I need help.

And that’s okay.

Therapy was hard in the beginning. I had to twist out pieces of my life and hold them up into the light. It’s a painful process. It’s been slow going, but it’s going.

I’ve been listening to Elizabeth Gilbert’s podcast series, Magic Lessons, and in the season finale, she interviewed Brené Brown. In the interview, Brené talked about being a creative and sharing. She said that when she’s going through something painful, she doesn’t write about it. She doesn’t write about it until after she has healed. She said that sharing it before she is healed would be a disservice to herself and to her readers. The wounds are still too raw as we move through the processes of coping and eventually healing.

That’s where I’m at. I haven’t yet begun to heal. I’m still in survival mode.

I’m not sure if I agree with Brené, though. I think that there is an importance in sharing as we move through pain. There is beauty and value in rawness. But I do agree that we must be ready. It’s so important that we don’t throw ourselves into sharing too soon.

During therapy yesterday, we spent a lot of time talking about guilt, self-forgiveness, and self-grace. After a lot of digging, we came around to an enormous crux, an earth-shattering (for me) revelation about how I’ve been treating myself and how it’s been damaging me.

It was as though we had been digging and digging these months. Then suddenly—CLUNK—the metal of my shovel hammered hard into the roof of a buried chest. We pulled it out into the light.

As I was leaving her office, I said–I really need to focus now. I need to put everything else aside and focus on forgiving myself, on giving myself grace.

She told me to speak to myself the way that I would speak to my children–with unconditional love & forgiveness. It’s such a hard thing to do, but it’s time for me to do it.

An answered prayer.
At times, I’ve witnessed my prayers answered with such specificity that it’s startling. Back in August, I returned to the church where I attended Sunday school as a girl. Every time I go into that building, my heart swells. I always want to be there more often, do more, give more. I volunteered to redesign our church website and to manage our Facebook page. In doing these things, I thought how much I’d love to do more, perhaps even to get a job within our church. But it’s a small church and as far as I knew, there was no staff. I continued volunteering and cherished my time at services & fellowship.

Last week, after a particularly stressful day at home, I told M. that I’m going to get a part-time job. Some days, being a stay-at-home-mom sucks the life out of me. I haven’t spent a single day away from my children in the last three years. Such closeness brings with it incredible joy, but — let’s be real — a lot of suffering, too.

I’ve been feeling this itch to have some space of my own and a part-time job would be such a blessing. Time away from home, away from the babies, away from the never ending to-do list of domesticity. Even a “commute” seems like a novel thing to me. Time in the car alone? Without a toddler whining and an infant screaming? What a treat!

One night last week, I woke up to use the bathroom. I stumbled across the living room with Marina in one arm and my phone flashlight in the other. I looked down to check the time and saw that I had a message from our pastor. She said that our church secretary is moving away and that the position needed to be filled. As she was writing up the job description, a light bulb went on, and she thought of me. Within a couple of days, we had worked out the details and the rest is history.

Ask and it shall be given.
Seek and you shall find.
Knock and the door shall be opened.

// Matthew 7:7

Forgive me if this post is a bit scattered, friends. I’ve just been wanting to check in. For so long, my blog has been almost entirely about the babies & motherhood. I’m not sure where I’m headed in this space next, but I do know that I’m doing a lot of self/heart work during this season of my life. Sharing bits of the process through writing always feels right in my soul.

I’ll be back tomorrow with a sponsored post and then I’ll check in to share some of our holiday celebrations soon. I’m sending you lots of love & hopes that your holiday celebrations are full of every light, peace, and joy.

D.

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    My Journey to Financial Freedom | Part 1: The Fall

    Three years ago, I was nearly $60,000 in debt. I had a Bachelor’s degree that didn’t appear to be worth its weight in salt and a job that couldn’t cover a fraction of my monthly bills. I was terrified.

    Today, I am closer to complete financial freedom than I ever dreamed possible. Last week, I paid off my last remaining credit card balance. This two-part post is a celebration of this incredible milestone in my journey.

    In part one, I will explain how I got to that terrible place. In part two, I will explain how I’m getting out of it (and how you can do it, too).

    ————————————————————————

    A financial prison is the worst sort of prison to be stuck in. A financial prison does not have steel bars or a prison warden. You will not get sent to financial prison for committing a crime. There is only one person that can sentence you to financial prison. That person is you.

    There are two primary types of financial prisoners:

    1. There are those in financial prison who got there because they truly did not know any better. This type eventually realizes the error of their ways and breaks free.

    2. There are those who knowingly commit themselves to financial prison. This type is well aware of the consequences of living beyond her means; but she does it anyway.

    Of course there are also those who fall somewhere in the middle, like me… (Cue dream sequence.) It all started when I was 18. The guidance counseling systems in my high school and college were either completely inadequate or I simply refused to pay attention. I can’t honestly remember which it was, though I think it was the former. Either way, I was screwed.

    Before me, no one in my family had ever been to college so I didn’t receive much advice. I was thrilled to be out of high school and ready for the next step. I took my SATs one time and applied to one school. My parents, being average folks, made just enough money to prevent me from receiving financial aid; but not enough money to be able to pay my full tuition. For me, this meant loans: “lovely” student loans from “lovely” Sallie Mae.

    My mother co-signed and it was a cinch from there. Each semester I filled out a relatively simple form and like magic, Sallie Mae sent me a check. In fact, Sallie Mae was so generous that they allowed me to take out as much “extra” money as I needed every semester. It was fantastic! Yes, I had money to pay for books, meals, and extra curricula. I also had money to go out and binge drink, buy clothes I didn’t need, designer purses, and more. Sallie Mae was wonderful to me. And the best part if it was that there was no need for discussion. No one guided me, no one advised me, and no one asked me any questions. I showed up at the financial aid office a couple of times each year and it was always smooth sailing.

    On top of that, another great thing happened when I was 18! The credit card companies started to send me applications. And that was just as easy. I got one and then another and then another. Whatever I couldn’t cover with those pretty little checks from Sallie Mae, I could simply charge on my credit cards. College was good to me. I joined a sorority, I partied hard, I shopped until I dropped. What more could a girl ask for?

    It wasn’t all fun & games though. I worked through college. I worked at a children’s camp each summer; I was a Spanish teacher for two years; and toward the end of my college career I was a bookseller at Borders bookstore. All of the money I made working was spending money for me. I had Sallie Mae and the credit cards to pay all of my “real” bills.

    When I finally graduated, I was making a cool $8.25 an hour at Borders. I loved it. I was happy… until one day, out of no where, a letter came in the mail. I had a six month grace period and then I would have to start paying back those loans. My paychecks barely covered my minimum credit card payments. How was I going to make loan payments on top of that?

    So I sat down and did something that I’d never done before. I wrote up a budget. It was horrifying when I realized that even if I’d had no other bills, my monthly wages from Borders wouldn’t even cover half of my monthly student loan payments. The jig was up.

    All told, I came out of college with about $45,000 in student loan debt and almost $15,000 in credit card debt. I hadn’t even lived on campus; I commuted from home; my parents paid for some of my tuition; and I only went to a mediocre school. How the hell was this possible?

    All of a sudden Sallie Mae and the credit card companies didn’t seem so lovely anymore. There was one thought that kept repeating over & over in my head: Why didn’t anyone warn me? I felt cheated, betrayed, angry, afraid, and helpless. I wondered what the people in the financial aid office had been doing all that time. I wondered why my high school guidance counselor didn’t press me harder about applying for scholarships or grants. I wondered a lot of things, but mostly I wondered how the hell I was going to get out of the mess.

    I started sending out resumes for jobs with starting salaries that would at least cover my monthly student loan payments. I sent out resume after resume but before long, I realized another harsh reality. That Bachelor’s Degree in English with a Creative Writing Focus wasn’t so great either. Nobody was calling me back. I couldn’t even get an interview.

    The clock was ticking. I was halfway through my grace period. Then one day, one of my best friends mentioned an opening in her office. I looked over the job description and realized that it had nothing to do with what I’d gone to school for. I didn’t even know what it actually was, but the starting salary was more than what I needed. The rest was history.

    I’ve been at my current company for almost three years now. And yesterday I paid off my last remaining credit card balance! Additionally over these few years, I’ve cut my student loan debt almost in half and by next Winter, I will have it down to a quarter of what I started with.

    Stay tuned for tomorrow’s post, where I will share how I am doing it and how you can do it, too.

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