Comments (60)

  • laura

    August 30, 2010 at 9:41 am

    Great post Dena. You’re so right when you start making the saving, instead of the spending, automatic it soon grows…and grows.

    Very, very inspiring 🙂

    1. Dena

      August 30, 2010 at 9:57 am

      @ Laura – Thank you so much for your kind words! Yes. After awhile saving becomes like an addiction. You can’t wait to see that number in your savings account growing & growing. I never though I would see ME become addicted to saving (and not spending)! But it is amazing what we can accomplish with some goal-setting & dedication.

  • Dena Botbyl

    August 30, 2010 at 12:23 pm

    @enemyofdebt Thanks so much. Just posted "How I Saved $10,000 in Six Months" here: Let me know what you think!

  • Dena Botbyl

    August 30, 2010 at 12:24 pm

    [BRAND NEW POST] evolution you | How I Saved $10,000 in Six Months

  • Dena Botbyl

    August 30, 2010 at 12:28 pm

    New post: How I Saved $10,000 in Six Months!

  • Brad Chaffee

    August 30, 2010 at 12:32 pm

    Absolutely awesome Dena!!! What a story and what a how-to post!! I’ve learned to love the prospects of positive thinking, believing in yourself, and visualizing the reality that you want. It is those small steps that really transform a persons thought process. The negative thoughts people often have about themselves generally translate into reality because they start believing them. Once that happens the road to independence seems hopeless, therefore giving the person no reason to even try. One of the most important things I have learned about myself is that, often times, I am my own worst enemy. It is I, that limits my abilities and successes more than anyone else eve could. Once I learned that about myself, my life began to take a drastic and purposeful turn in the right direction. It was one of the most rewarding lessons EVER!!

    Great post Dena! Keep inspiring others to take control and grow into something they never thought possible!! I LOVE IT!!

    Evolution YOU-NIVERSITY baby!!! 🙂

    1. Dena

      August 30, 2010 at 12:49 pm

      @ Brad – Thank you so much for your incredible, inspirational comment! You are so wonderful. I have said it before & I will say it again: I am so grateful to have friends like you. Your story & wisdom have been beautiful guiding forces to me throughout my own journey.

      I am so happy to hear that the power of positive thinking has been having such a profound impact on you, too. We are blessed to be creating these lives & to be helping other people get on their own paths. Thank you so very much — as always — for your support! 😉

  • Greg Melia

    August 30, 2010 at 1:15 pm

    How @denabotbyl changed her outlook on money & saved 10k in only six months”

  • movetoportugal

    August 30, 2010 at 1:38 pm

    Brilliant Dena RT @denabotbyl New post: How I Saved $10,000 in Six Months!

  • Dena Botbyl

    August 30, 2010 at 1:48 pm

    RT @gmeliaCAE: How @denabotbyl changed her outlook on money & saved 10k in only six months”

  • Dena Botbyl

    August 30, 2010 at 1:48 pm

    RT @movetoportugal: Brilliant Dena RT @denabotbyl New post: How I Saved $10,000 in Six Months!

  • Dena Botbyl

    August 30, 2010 at 2:14 pm

    So excited that my new post is featured on @Brazen this morning! evolution you | How I Saved $10,000 in Six Months

  • Dena Botbyl

    August 30, 2010 at 3:27 pm

    @BrazenCareerist Thank you so much for the mention! You're wonderful. Personal Finance: Save $10K in 6 months

  • Brad Chaffee

    August 30, 2010 at 4:13 pm

    How I Saved $10,000 in Six Months via @denabotbyl (Awesome testimony and story about milestones and emergency funds!!!)

  • Dena Botbyl

    August 30, 2010 at 4:25 pm

    RT @enemyofdebt: How I Saved $10,000 in Six Months via @denabotbyl (Awesome testimony and story about milestones an …

  • Brad Chaffee

    August 30, 2010 at 4:32 pm

    @denabotbyl It was awesome, I just commented on your awesome post as well!

  • Dena Botbyl

    August 30, 2010 at 6:40 pm

    evolution you | How I Saved $10,000 in Six Months

  • Michelle Sutton

    August 30, 2010 at 8:14 pm

    Hey Dena I loved this post. I am working on getting my finances in order ad well I am working on paying off my credit card debt so I Amin a debt management right now. I am still in school so my student loans arenot going any where but I have found that I spend on fast-food and other things. I need to be more positive about what I want and stop being so pessimistic. I def loved your tips and congrats on having an abundant amount in your savings account I do not any savings and I need to realize that I need to save something and it will grow I had an ing direct account a very long time ago will have to open another one I will start to think differently about saving and my needs vs my wants

    1. Dena

      August 30, 2010 at 8:22 pm

      @ Michelle – Thank you for your comment. I am so happy to hear that you are working to get your finances in order. It is such an important part of out health & well-being. I am not saying that we have to be wealthy, but we shouldn’t have to live with debt hanging around our necks, or with compulsive spending habits.

      You are right, taking a positive approach toward your situation will help you move forward. Visualize where you want to be and then take yourself there. You can do it! 🙂

  • Dena Botbyl

    August 30, 2010 at 10:56 pm

    evolution you || How I Saved $10,000 in Six Months

  • Derek Earl Baron

    August 30, 2010 at 11:02 pm

    RT @denabotbyl: evolution you || How I Saved $10,000 in Six Months

  • Derek Earl Baron

    August 30, 2010 at 11:02 pm

    RT @denabotbyl: evolution you || How I Saved $10,000 in Six Months

  • Jiyeon Juno Kim

    August 30, 2010 at 11:08 pm

    Great tip. Now time to visualize it! RT @WanderingEarl: RT @denabotbyl: evolution u || How I Saved $10,000 in Six Months

  • Dena Botbyl

    August 30, 2010 at 11:51 pm

    RT @RunawayJuno: Great tip. Now time to visualize it! RT @WanderingEarl: RT @denabotbyl: evolution u || How I Saved $10,000 in Six Months

  • Dena Botbyl

    September 1, 2010 at 11:03 pm

    evolution you | How I Saved $10,000 in Six Months

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    February 26, 2011 at 5:06 pm

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  • Matt

    July 20, 2011 at 6:38 pm

    This is an awesome post and one that is very encouraging to me as my wife and i seek to get rid of student loan debt.

  • Jjac

    September 25, 2011 at 11:41 pm

    Awesome post, (I know it’s old but i’m going through the archives for the first time ever) I was saving 1 thousand a month at one point too but somewhere along the way I lost control of my budget even though I just got a raise, I seem to feel like I have less money. I recently celebrated my first 10k saved, also!

    1. Dena

      September 26, 2011 at 12:10 pm

      I know how you feel. Sometimes, when you start to make more, you also start to SPEND more. It’s a difficult habit to break. The key (in my experience) has been to stick to a budget/lifestyle and don’t start over-spending just because of the salary increase.

      Thanks so much for sifting through the archives, I really appreciate your presence. <3

  • Stephanie Torres

    February 29, 2012 at 12:44 pm

    Thank You. After evaluating my bank account, my spending habits, and my credit report…This is what I needed to push me forward. Change is good and at times, change is what necessary.

  • oursoo

    September 16, 2012 at 6:57 pm

    thanks for the encouragement – badly need to get saving and you articlecreally helped

  • Michelle Sutton

    September 16, 2012 at 8:22 pm

    I know this post is old but such an inspiration. But how can I have savings when I have so much date.

  • TiMo Be

    September 9, 2013 at 5:51 pm

    I will catch you in ten months… I am going on a cruise to Europe (my goal) and spending ONLY what I save from my 10,000 account. It is my one big dream purchase that I won’t apologize for, and I’m putting it out there so I am accountable to my dream (saving the money, and going on the cruise).

  • Trina L. Segura

    September 24, 2013 at 11:23 am

    Curious, how did you start life coaching?

    1. denabotbyl

      September 24, 2013 at 1:05 pm

      Hi Trina — I started life coaching after I overcame anxiety and depression. I wanted to help others to do the same. 🙂

  • Supa

    October 24, 2013 at 7:14 pm

    Very inspiring just accidentally ran onto your blog and love it! By the dates of the first few comments I can tell this was written a few years back but i’m just wondering if you and your husband have kept this up. My wife and I started our savings journey and is the best. We have reached the 10k mark but our ultimate goal is 100k!! Wish us luck!

    1. denabotbyl

      October 25, 2013 at 8:41 am

      Thanks for stopping by. 🙂 Yes, this was years ago. We are still saving. 🙂 Simple living has helped greatly over the years. Best of luck in your quest to 100K!

  • daren

    March 23, 2014 at 3:52 am

    Hi i have seen your post a few weeks ago and it made me put some of your tips into practice and i must say that i feel much better for it, i have saved this in my favs and read it a couple of times a week ,thank you you have helped me get on the path to a better future.

  • Jean

    July 18, 2014 at 9:54 am

    Great post. I’m retired on a fixed income. I pay myself $10 to $20 a day from my checking account to my savings. It might sound silly but each of us have to discover our own way of managing, and with a click of a mouse it’s easy. If that money stays in my checking account, I’m going to spend it and I know it.

  • Mercedes

    October 25, 2014 at 2:36 pm

    I absolutely LOVED reading this blog! It was very informing..each tip was very helpful. I took notes and plan on using each and everyone to my advantage to start saving and get on the road to financial freedom! I appreciate you taking the time out to write this blog!! I loved it! Thanks so much!!!!! I’ll be back in 6 months to let you know how your advice helped me save $10,000!!!!


    Mercedes!!! 🙂

  • LotusLady

    January 1, 2015 at 7:06 pm

    Thank you for this post,.. while it will take me longer to reach my first goal of $10K+ (12 months @ $850 mo) This Post gave me the added enthusiasm I needed to get focused and start saving! I enjoy watching the account grow & also paying down CC debt. Once my credit cards are paid off i’ll fully fund my savings and can reach the next milestone ($25K) faster!!

  • Joe V

    August 5, 2015 at 8:14 am

    I want to start saving money for a downpayment for a condo. This is just the encouragement I needed!

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  • Miranda ann

    May 3, 2017 at 11:37 am

    Thank you for this post!! Im currently attempting to save 10k in the same amount of time. I have 64k worth of loans and a 50k salary job. I wanted to know how did you manage to pay your loans and save at the same time?

    Thank you in advance

  • Lena

    May 16, 2017 at 6:17 pm

    Great work on this! I changed my lifestyle when I decided to be a stay at home parent with my LEO husband. Practicing minimalism like you mentioned was super important! I wish more people thought like this and realized that there are more important things in life like family and love in life! Have fun in Paris!

  • Marlon

    July 28, 2017 at 12:54 pm

    This doesn’t make any sense to me. I make less than $10,000 a year and you spend more than that in 6 months.

    1. Dena

      July 30, 2017 at 7:39 am

      I’m not sure that I understand your line of reasoning here, but this advice certainly is only applicable given certain income ranges. Also, I don’t spend more than 10K in six months. That would definitely completely destroy my budget.

  • Anonymous

    August 2, 2017 at 5:20 pm

    Great post!! All of these tips really works too! Its hard at first but totally worth it!

  • Aleks Slijepcevic

    October 18, 2017 at 2:51 pm

    Hi! I am so glad to have found this 🙂 thank you for inspiring me to get my financial butt in shape! I agree with everything you’re suggesting. I do have a question – how did you manage paying off your credit cards and saving at the same time? I feel like this is where I get hung up the most. Thanks!

  • Abelardo Billao

    December 23, 2017 at 6:55 am

    Thanks for the inspirational post on how to save your money. I got a job now and was thinking of buying the latest gadget again but I now I know what my needs and wants. So I think I’d rather save it for my future.

  • Sydney Bell

    February 13, 2018 at 10:36 am

    I am so happy that I stumbled upon this amazing article! I am 25 and I am finally at a point in my life where I am seeking financial freedom. I recently started a new job that pays pretty well so this is the perfect opportunity for me to pay off my debt and save like nobody’s business. I am A entrepreneur at heart so I took this job with a savings goal in mind so that I wont have to be stuck here for long but i refuse to leave without meeting my savings goal/ start up cost for my jewelry small business. Thank you for this beautiful insight! I feel Like I can do it after reading this 💗


  • Anonymous

    April 4, 2018 at 7:17 pm

    I appreciate this so much great advice to follow I’m taking heed to it ASAP thanks again

  • Kate

    August 6, 2018 at 12:45 pm

    This was such great advice! thank you so much for sharing your tips! “spend responsibly and spend when it leads to long-term happiness instead of instant gratification” is my new life motto! 🙂

  • Kate

    August 6, 2018 at 12:46 pm

    This was super helpful! Thank you so much for sharing your advice 🙂 “spend responsibly and spend when it leads to long-term happiness instead of instant gratification” is my new life motto now! 🙂

    1. Dena

      August 6, 2018 at 12:58 pm

      Thank you for reading! Glad it was helpful. ♥️

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  • Anonymous

    November 17, 2021 at 10:49 pm

    Seriously??? Visualization and thinking about abundance??? How about having a job… you neglect to even mention that as one of the steps… This is absurdly impractical. Not to mention the blatant sales attempt for Mint.

    1. Dena

      January 3, 2022 at 11:38 am

      Haha. Thanks for reading. No sales attempt. I didn’t even collaborate with Mint on this post. It’s just a tool that I used to use and found helpful. Cheers, mate and happy new year.

  • Cicely

    December 10, 2021 at 10:06 am

    This is a wonderful article. Thank you!

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