Practicing Visualization & Reaching Your Goals

Visualization is the process of using your mind to imagine yourself achieving a goal. Research shows that when you believe you can do something, you are more likely to do it. Likewise, by imagining yourself achieving your goals, you are more likely to achieve them. Recently, in my own life, visualization has taken me to heights that I previously never dreamed possible.

“The first step to getting what you want out of life is this: Decide what you want.”

Here is a little hint, aim high! When you begin practicing visualization keep telling yourself, I will make this happen. Be specific about your intentions. For example— Wrong: I want to improve my relationship with my husband. Right: I want my marriage to be filled with love and compassion. I want to go days on end without arguing with my lover. We will practice consideration, improve our listening skills, and find time for romance daily. Make sure to flesh out your goals. In your mind’s eye, elaborate down to the small details about what you want to happen. Get specific. Be fearless. No goal is too large.

Once you have visualized yourself accomplishing your goals, it is time to act. Start by surrounding yourself with your goals. Write them down on colorful sheets of paper and post them everywhere— your office, the refrigerator, your dashboard, above your bed. These written reminders will serve as constant reinforcement and keep you on track. By keeping your goals at the forefront of your mind, you will maintain focus and keep your eye on the prize.

Carve out blocks of time, daily and weekly, to track your progress. Pat yourself on the back when you reach a milestone in your journey (even if it is a small milestone!). Positive reinforcement will keep you moving on the right path. Take that positive energy and keep moving.

“Even if you’re on the right track, you’ll get run over if you just sit there.” —Will Rogers.

Keep a journal or a blog specifically to reflect on your journey. Take note of what is working, what isn’t, what you can do to get there faster, and what aspects of your journey might need to be revised. Use a goal tracking site to monitor your progress.

Practicing visualization is like building your castle in the air; but hard work and dedication will be your strong foundation on the earth. Keep yourself grounded in reality. Visualization can and will work for you. If it is a challenge at first, do not give up. Challenges and facing fears are your keys to personal growth. You can start small and slow. Set highly attainable, highly measurable goals. Monitor your progress. Celebrate each achievement. Remember that you are in control of how quickly or how slowly your life changes. You are in the driver’s seat. Never underestimate the power of your mind. Believe that your mind has the power to drive you to success.

As you begin this journey, be certain that your actions are aligned with your life’s purpose. Your daily tasks should connect to your short-term goals, your short-term goals to your long-term goals, and your long-term goals should connect to your life’s purpose. Yes, the first step to getting what you want out of life is to decide what you want. Know what you want from this life. Know what you must to do take yourself there. Visualize yourself doing it. Then go out and succeed. Success is at your very fingertips, reach out and grab it!

“Change your expectations for yourself: Expect the best, expect your fortunes to change, and expect a miracle.” —Dr. Wayne Dyer

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  • · · · ·

    How to Overcome Fear & Stop Resisting

    “To offer no resistance to life is to be in a state of grace, ease, and lightness.” —Eckhart Tolle

    Stop resisting the will of the Universe. I’ve said this to myself thousands of times. It is perhaps one of the most powerful tools that has led me to peace of mind.

    In the past four years, I overcame depression, anxiety, and I lost sixty pounds. When you overcome a lifetime of anxiety & depression, a lot of things change. For one thing, you begin to enjoy life. Simple things that you hadn’t noticed before fill your heart with joy—Spring, a cold glass of water on a hot day, a good workout, a kind word, a smile. When you are overcome by the effects of anxiety & depression, you do not have time to notice these simple pleasures. (They are often overshadowed by the negative, irrational thoughts swarming inside of your head.)

    Happiness begets happiness, as I like to say. However, even in my increased state of happiness, I knew that something still wasn’t right. It took me awhile to realize what it was. Only after months of careful self-observation did I realize what was happening.

    A hard day at work = I was disgusted, angry, plagued by head aches.
    A frustrating experience at a car dealership = I was furious.
    An upcoming flight and travel arrangements = I was anxious, worried, sick to my stomach.

    I was continually allowing my mind to make me angry, sick, sad, frustrated, etc. Yet, after each of these experiences I learned some valuable lesson or something really important & meaningful happened as a result.

    Hard days at work always lead me to clarity about how myself and my team could be more efficient.
    The frustrating experience at the car dealership actually prevented me from making a terrible mistake and purchasing the wrong car.
    Recent travel and trips have brought me incredible successes in my personal & professional life.

    Upon observing all of this, it hit me. Even when things seemed terrible, even when I was really upset, eventually the pain of the situation would subside. Moreover, I would come out on the other side wiser, stronger, and grateful. Every thing that happened (happens) to me is a direct result of the will of the Universe (you can call that God, fate, destiny, or any other name you’d like to give it, no matter). Yes, every thing that happens is a direct result of the will of the Universe and an opportunity to learn and grow. In order to live true happiness, I had to stop resisting the will of the Universe. Once I did this, my life changed in incredible (and previously unimaginable) ways. When I stop resisting and simply “go with the flow” I find that I am constantly filled with a deep calmness in my soul. I do not worry or suffer. I simply exist and let all scenarios play themselves out. I understand that even pain is necessary and that ultimately it will carry me to a place of light & peace.

    Fear is Unnecessary

    At the root of every single feeling of discomfort, lies one emotion: fear. Fear is the emotion responsible for all forms of suffering. Sadness, anxiety, worry, rage, hatred, envy, and all other forms of suffering are rooted in fear. However, once you stop resisting the will of the Universe, you will understand that fear and suffering are actually not necessary at all.

    The vast majority of fear and suffering is a result of living in an unreal world and/or allowing negative, irrational thoughts to control our minds. The unreal world is the world of sky rise buildings, electricity, paper money, McDonald’s, television, marketing, vanity surgery, reality TV, etc. The real world is the world of trees, dirt, sun, stars, wind, rain, whole foods, self-love, generosity, family, love, etc. Can you see the difference? Once you remove yourself from the suffocating chains of the unreal world, and begin living in the real world, you will find that most of the fears that you experience are completely unnecessary. The vast majority of anxieties that we suffer from are made-up.

    – fear of judgment
    – fear of failure
    – fear of humiliation
    – fear of public speaking
    – fear of making a mistake
    – fear of travel
    – fear of forgetting something
    – fear of being alone and so on

    Once you realize that these fears are made-up in the unreal world, they can hold no power over you. All of the above are irrational anxieties. None of those things would actually put your life in danger or expose you to any harm. The only place that they can affect you is in your head. But you must remember that you have control over what goes on in your head! You can use cognitive behavioral therapy (CBT) to end the suffering.

    Eventually, you will realize that true fear might have a place in your life, but that is only when you are truly in danger. Perhaps while being chased by a bear or masked murderer, while falling from a cliff, etc. Yes, in those instances, your fear is justified and it can help you by creating adrenaline, increased strength, quicker reflexes and cognitive ability. But other than those “real” true fear situations, there is really no need for fear and certainly no need for emotional suffering.

    Live Without Resistance or Fear

    Once you learn to stop resisting the will of the Universe and to live without fear, you will experience an entirely new & improved sort of living. You will find that all of the things that you once desired, but were afraid to seek, are actually within your reach. For example, I was emotionally crippled by irrational anxiety for the first half of my life. This made it impossible for me to speak in front of people. I could not ask a question in a class of twenty, let alone get up in front of a group of people to speak. My anxiety over public speaking was so great, that it crippled me. I once experienced a debilitating panic attack at a dinner party of five family friends! But… that is ancient history.

    Now, my former self is hardly recognizable. I have spoken in front of groups of sixty people or more with grace and confidence. I know that my fear is irrational & unnecessary, so I overcome it. Sure, my heart rate may increase, I might sweat a bit—but I do not let it stop me! I remind myself that that the fear is not real and I move forward to success.

    You are entirely capable of achieving the same same sort of success in your own life—personal & professional. Whatever your fear is, you can overcome it.

    “You’ll seldom experience regret for anything that you’ve done. It is what you haven’t done that will torment you.” —Wayne Dyer

    To allow fear to rule your life, is not to live at all. So stop resisting the will of the Universe and stop allowing fear to rule your life. Begin living, truly living, right now. There is nothing in your way. What is your greatest fear? Can you believe that it is unnecessary? What would you do if you had no fear in your heart at all? How different could your life be?

    The only time you run out of chances is when you stop taking them!

    I am now offering personalized coaching sessions to individuals suffering from anxiety &/or depression. If you are interested in scheduling a session or would like to learn more, please contact me at denabotbyl[@]gmail[.]com for details and rates. Include CBT Session in the subject line.

  • · · · ·

    My Journey to Financial Freedom | Part 2: The Climb

    Emergency Fund

    Three years ago, I was nearly $60,000 in debt. I had a Bachelor’s degree that didn’t appear to be worth its weight in salt and a job that couldn’t cover a fraction of my monthly bills. I was terrified.

    Today, I am closer to complete financial freedom than I ever dreamed possible. Last week, I paid off my last remaining credit card balance. This two-part post is a celebration of this incredible milestone in my journey.

    In part one, I explained how I got to that terrible place. In part two, I will explain how I’m getting out of it (and how you can do it, too).

    ————————————————————————

    1. Change the way you think about spending money. For most of my life, I believed that money was made to be spent. I believed that I *deserved* to spend every dollar that I earned on some material thing that would “make me happy.” I coveted material possessions—clothes, jewelry, electronics, cars. What I realize now is that money is not meant to be spent. You only need to earn enough money to survive. You should have enough money to buy only what you need. There is no need for excess.

    “You’re not your job. You’re not how much money you have in the bank. You’re not the car you drive. You’re not the contents of your wallet. You’re not your fuc*ing khakis.” (Fight Club)

    This shift in mindset is hard to adjust to at first. You may not like the reactions that you receive from people. Believe me, I’ve been called cheap a few times, but I pay no mind to it. I would choose cheap over poor any day.

    2. Keep a budget. I highly recommend using Mint.com. I started using it in September and it has been one of the most transformational and useful tools throughout my journey to financial freedom. It allows you to sync up all of your accounts (loans, checking, savings, etc.) in one place. Then it keeps track of every transaction that you make and sorts/organizes all of the data for you. It allows you to track your spending over time and by category. It gives you incredible perspective and insight about where your money goes each month/year. It has been a truly eye-opening experience for me.

    If you’re unwilling to try Mint, you can keep a budget on a spread sheet or even by hand. However, the important thing is to be completely conscious about where every dollar you spend is going.

    3. Use a debit card. To reap the full Mint.com experience you should use a debit card for every purchase you make. Using the debit card will automatically flag each transaction you make into the appropriate category. So if you go to Shoprite, it will get marked as groceries. If you go to Home Depot it will get marked as home. If you stop at the gas station it will get marked as automobile, and so on.

    I use my debit card (linked to my checking account) for almost every single transaction that I make. I also have all of my monthly bills (like my auto insurance, utilities, and gym membership) automatically debited from the same checking account each month. It makes keeping track of my spending that much easier. Plus, I do not like dealing with cash. The debit card is quick, easy, and is accepted almost everywhere now.

    Whether or not you use Mint.com it is a good idea to use a debit card simply because you can review all of your purchases and purchase amounts on your monthly statement. Trying to keep track of receipts is a hassle that I don’t have time for.

    4. Pay off credit cards and cut them up. Paying off my credit cards was my first priority. For awhile I tried “credit card surfing.” Let me just tell you from experience, it’s overrated and it really doesn’t work. The idea is that you surf from credit card to credit card by transferring balances. A lot of companies will give you 0% APR for 6 months if you transfer your balances over to them. After the 6 months, you “surf” to a new card with another promotional rate.

    The problem with this tactic is that it gets messy quickly, it becomes difficult to keep up with, and if you lose track you will end up getting burned by high APRs, finance fees, cancellation fees, etc. Also, it probably doesn’t look great on your credit report if you’re opening up a new card every 6 months or so.

    It is much safer and wiser to just stop using credit cards! My theory is simple and has taken me very far: If you can not afford to buy it, then you can not afford it. Period. It is simple logic.

    5. Eat in. This is one of the easiest changes to make, but it also comes with an enormous, positive impact. When I started closely tracking my spending habits, I was shocked to see how much I was spending on eating out. A meal at a decent restaurant goes for about $25 per person. If you eat out twice a week, that is $3,120 a year. If you grab lunch out during the work week, it’s about $8 a day. That’s $2,080 a year. Put those together and you could be spending $5,200 a year or more on dining out! That is outrageous and completely unnecessary.

    Since I started eating in and packing lunches, I’ve taken my monthly food spending from $500 down to $200 or less! Over time, that means enormous savings. Check out 5dollardinners.com for some awesome, inexpensive recipes. I love it! Also, investing in a crock pot was one of the wisest decisions I ever made—chili, sausage & peppers, and goulash will be your new (delicious, cheap) best friends. (Here are some more tips for eating healthy & mindfully.)

    6. Direct deposit money into savings every month. This is my final—and perhaps most important—tip. When I began my journey to financial freedom, I opened a savings account with ING Direct. It is an easy-to-use online savings account and it gives you interest on the money that you save. It also allows you to set up easy direct deposits.

    I started out small, depositing $50 a month into my savings. As I learned to keep my budget tighter and tighter, I increased the amount that I put into my savings each month. Currently, I am putting away $500+ per month and hope to get closer to $1,000 per month in the very near future.

    When you direct deposit the funds, it comes out automatically. It is painless because you don’t have to do a thing. Because it’s automatic, after awhile you don’t even notice that it’s missing. (I remember reading that on another blog several months ago and thinking, “Are you out of your mind?! I’m not going to miss it? Yea right!”) But I can honestly say that after a few months, you adjust to the missing money. You truly do not miss it once it becomes normal for that amount to be deposited into savings automatically each month.

    It has been one of the best decisions that I’ve made and because I’ve worked so hard to get to this place—I don’t touch that money! I am keeping it there for a rainy day or to pay off my student loans someday in one fell swoop.

    ————————————————————————

    As I stated at the start of this post, three years ago I was almost $60,000 in debt; I was twenty-three years old; and I was scared to death. Today, I have my finances under control! I am on the road to financial freedom and you can get here, too. Truly, it is not as hard as it seems. With common sense and a bit of dedication, it will happen. Paying off my last credit card balance was like taking chains off of my wrists for the first time in seven years. The feeling was completely priceless. If I can do it, anybody can.

    So, what are your financial goals? Have you ever been in financial prison? How did you free yourself? If you’re still there, what are you going to do to break free?

  • · · ·

    Tired of Conflict Bringing You Down?

    Dealing With Conflict

    Conflict takes many forms—misunderstanding, frustration, ignorance, hatred, envy, and so on—but despite the cause, the result is largely the same: someone walks away with hurt feelings.

    The truth is, however, that this is not necessary. You can choose to be unaffected by conflict. It is not an easy thing to accomplish. You have, after all, lived your life believing that conflict equals pain. But with practice & patience you can learn to live above conflict in a place of true peace.

    “True peace can not be disturbed by gain or loss.”

    The reason that conflict hurts us is because we allow it to. Most pain comes from another person(s) or from our own minds. The key to being unaffected by conflict is to understand that anything that another person says to us (out of anger, frustration, etc.) is actually a reflection of her feelings about herself and is rooted in fear. Likewise, anything that our mind says to us (self-criticism, self-hatred, etc.) is also rooted in fear. All forms of discomfort—sadness, anxiety, worry, rage, hatred, envy, and so on—are rooted in fear.

    When you accept that angry words are actually reflections of fear, it makes them much less painful to tolerate. Even the angriest and most cruel of arguments is based in fear & insecurity.

    For example, you have a large project due at work. You bring it into your boss’s office an hour prior to the deadline. She notices that it is riddled with errors. Her face turns red and she begins to scream. “You idiot! How could you be so stupid? This is unacceptable. I can not believe I ever hired you. Get out!”

    On one hand, you are devastated. Her words have stung you at your core. You are insulted, sad, angry, afraid. But if you really stop to analyze the situation, why do you think she acted this way? Most likely, she is afraid. Most likely, she is terrified about the way that your “failure” is going to reflect on her. After all, wasn’t it her who hired you, gave you this assignment, failed to give you proper instruction, and so on? What will her boss think when she turns this project into him? Her explosion was based in fear.

    Another example, it is Saturday afternoon and you are sitting on the couch. Your husband comes in the door and notices that you have not swept the floors. He begins to speak angrily, “Haven’t you swept the floors? Didn’t you see this dirt? You’ve been so lazy recently.” You are crushed and devastated. How could he be so mean? But then again, you stop and analyze. The lawn is not mowed, the gutters are uncleaned, there are piles of crap strewn about the yard. Your husband is insecure about all of his unfinished chores and is projecting his self-frustration onto you. His remarks were based in fear and insecurity.

    If you take the time to truly analyze, you will find that almost every conflict is rooted in fear. Therefore, the vast majority of hurtful things that are ever said to you actually have absolutely nothing to do with you. This is an incredibly liberating concept (not to be confused with the rare scenario when you are actually wrong by the way). Still, just because the other person’s (or even your own self-inflicted) anger is based in fear, that still doesn’t make it right. Yes, perhaps both your boss and your husband were entirely out of line. It is alright for you to tell them so, but what is more important is the way that you process the conflict within yourself.

    Most people internalize the conflict. In any case, you take what was said and push it deep within yourself. Perhaps you believe the other person words. “Yes, I am lazy, stupid, ugly, etc.” The conflict turns into emotional pain and festers within you eventually becoming depression, anxiety, and so on. But as I mentioned at the start, none of that is necessary.

    You must accept the conflict (words) for what they are—someone else’s (or even your own mind’s) fears and insecurities. Fear is nothing to be afraid of or affected by. Most fear is completely unnecessary (read more about that).

    After the conflict, words, and judgments have passed, simply allow all of it to pass through and around you like water or air. Understand that it is something outside of you, that has nothing to do with you at all. It is not inside of you, it did not come from you, and you do not have to absorb it. Simply let it pass and then move on.

    Holding onto the pain of conflict is insane and unnatural. What do the birds do after the great storm has passed? They sing, of course! You will never hear the birds singing so sweetly and so loudly as they do after the storm has passed and the sun shines again. They do not mourn the broken nest, the wet feathers, or the lost supper. They simply sing and praise the light in gratitude. They rejoice that the sun has come again.

    In his book, The Power of Now: A Guide to Spiritual Enlightenment, Eckhart Tolle talks about his observation of duck fights. Two ducks approach one another. They squawk in anger for mere seconds. Then they turn away from one another, flap their great wings a few times, and swim on as if it never happened. This is true wisdom, true peace, in action. There is so much that we can learn from this simple observation.

    There is really no need to hold onto anger or discomfort. There is really no need to suffer. In life, you will find many reason to suffer. But a good reason to suffer, you will never find. Let conflicts pass through and around you. Do not hold onto them. You will almost always find that it never has anything to do with you anyway.

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